kjp

Boy how time flies. It was just a moment or two ago that I was moving up here.

Recently things have changed with my (future) housing arrangements. The original plan was for me to stay with my sister while her 'best friend' was away in the parts of the first and second halves of this year. But it looks like that they may (both) be going for good (O/S and then down south) in October (??) some time. Which means that either I buy a place between now and October (ie: in August or September) or find a place to rent in September some time...

On the big money front a girl from a real estate company came and talked to me about it a little while back. It seems that there's no problem with me getting a sufficient loan; but the question is whether I want to be paying that much per week to the bank, and committing myself to paying something like $150,000 in interest over 20 or 30 years (although I would probably pay it back quicker than that - I hope). $150,000 interest over 25 years = $16 per day - ouch. Incidently, the money lender person had all funky graphs of how long it would take to repay the loan, how you pay it off quicker if you pay fortnightly, etc, but no details on the total amount of money paid back (ie: the total amount of interest paid).... hmmmm.... Yesterday I found out (from people who live in Clayfield) that rent is cheaper than what I have expected. This puts things in favour of renting for a bit to save up a bit more dosh for a deposit. It will probably be good for me to rent for a bit, I think.

So, in a few months I'll be moving - to where, I don't know yet. It will be a pity really - it's pretty cool here: very good company; good place to live. I suppose all good things must come to an end (as they say). Which brings me on to how I've coped with moving up here. It's been really fortunate that two of my family up here... Go figure.